Identification Documents |
Driver's License |
Yes |
Yes |
Social Security Card |
Income Documents |
Salaried |
Pay Stubs for 2 recent pay periods |
Yes |
Yes* |
Last two years - W2 forms, 1099's |
Last two years - 1040 (Personal Federal Tax Returns) with all supporting schedules. |
Self Employed |
Current year's Year to date Profit and Loss Statement to current month |
Yes |
Yes* |
Last two years - Form 1120S / Form 1065 / Form 1120 Federal Corporate tax returns only with all supporting schedules |
Last two years – K-1's with all supporting schedules |
Other Income |
Retirement Benefit Award letters with proof of 3 years continuance |
Yes |
Yes* |
Social Security Award Letter |
Disability Award Letter |
Divorce Decree, Child Support Order & DES received payment history |
Asset Documents |
Checking / Saving Bank Account Statements: Bank statements for recent two consecutive months |
Yes |
Yes* |
Gift Funds:
- Completely filled Gift letter signed by the donor.
- Donor's bank statement
|
Yes |
No |
Retirement Accounts / Stocks and Bonds
- Recent statement covering minimum of 60 days
- Terms and Conditions of Withdrawal confirming sufficient access to withdraw funds whenever required
|
Yes |
Yes* |
Transaction Specific Documents |
Purchase |
Purchase / Sales Contract or Offer to Purchase with all Addenda (Attachments and Enclosures) |
Yes |
No |
Copy of the Earnest Money Check and Receipt from the Title / Escrow company
|
Mortgage statements for mortgages associated with other properties owned |
Yes |
Yes* |
Refinance |
Mortgage statements for mortgages associated with other properties owned |
Yes |
Yes* |
Current Mortgage Statement(s) |
No |
Yes* |
Homeowner's Insurance Declaration page reflecting annual premium |
Tax Bill / Tax Certificate |
Current Homeowners' Association (HOA) bill |